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10 Influencer Scams To Avoid If…
Have you ever scrolled through social media and thought, Wow, this person is making six figures a month, how do I get in on that? Same. Social media is flooded with people claiming they’ve cracked the code to overnight success, passive income, or early retirement. But here’s the truth: many of these so-called experts are

Sleepless in Kyiv: how Ukraine's capital…
Sleepless in Kyiv: how Ukraine's capital copes with Russia's nighttime attacks

How To Compute Your Product Price…
Isa sa pinaka-importanteng tanong ng bawat aspiring negosyante ay: “Paano ko iko-compute ang presyo ng produkto o serbisyo ko?” Madaling sabihin na dapat “may tubo” – pero paano nga ba ito gawin nang tama? Here’s a simplified step-by-step guide to help you set the right price for your product or service: 1. Alamin ang Total
Next Level
- Your Retirement Withdrawal Order of OperationsBefore the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors: Retirement withdrawal strategies are one of the most common topics that you readers write to me about. You ask questions like: Which accounts and which assets should you withdraw first, and why? How does Social Security fit in? What … Read more
- You don’t have to be afraid…Advertiser Disclosure: rich & REGULAR is a member of affiliate marketing programs and may receive commission in exchange for promoting products and services. I [Julien] hate hotel gift shops. Every time I set foot in one, I can feel the insane price premium squeezing money out of me. One time, while visiting Florida, I’d completely forgotten to … Read more
- Why Your Company May Be Struggling…When it comes to the big world of business, times get hard. Not everything is going to go your way all of the time, and you’ve got to learn to be okay with that. Well, not okay with it per se, but you have to find ways to get through and make your business thrive … Read more
- Why You Should Wake Up Early…Since summer last year, I decided that I should wake up early. I read all the blogs about people who woke up early, and it just made sense to try it. All blogs stated that waking up early, meditating, affirmations, would all help you. They made it sound as if my life would magically change … Read more
- Why U.S. Life Insurers Are Moving…Between 2019 and 2024, a monumental financial transformation has quietly unfolded within the U.S. life insurance sector: approximately $800 billion in reserves have been shifted offshore. This staggering figure not only marks one of the largest capital reallocations in recent industry history but also signals a significant evolution in how insurers manage risk, capital, and … Read more
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How To Get Started – Modern…
This post may contain affiliate links. Please read my disclosure for more information. Not everybody can pen an article that captures your attention. That’s actually a really good thing if you are interested in learning about freelance writing for beginners. In this field, there is a lot of opportunities and limited competition. This is especially

IRA, Social Security, income tax, and…
May 19th, 2025 by jblankenship. Photo credit: jb In determining your retirement benefits from Social Security, as well as those of any dependents who may claim benefits based upon your record, the Primary Insurance Amount, or PIA, is an important factor. The PIA is the amount of benefit that you would receive if you began

#623: Q&A: “Help! My Mom’s Financial…
An anonymous caller feels trapped in a no-win situation with her financially reckless mother. She has the means to bail her out, but it doesn’t feel right. What should she do? Shannon is excited about investing in several companies overseas. But she can only access them using American Depository Receipts. What are they, and how

Is Affiliate Marketing Worth It in…
This article may contain links from our partners. Please read how we make money for more info. So many of us have dreamed about making more money but working less, and that’s the beauty of passive income ideas. This year, affiliate marketing could be your ideal path to passive income and financial freedom. But there’s

New FCA rules may require affordability…
The Financial Conduct Authority (FCA) has unveiled long-awaited plans to regulate the booming £13 billion ‘buy now, pay later’ (BNPL) sector — with proposals that could require affordability checks on even the smallest of loans. Under the new rules, which form part of a formal consultation launched on Friday, BNPL lenders would need to conduct

How to Decide between Multiple Consulting…
Deciding between multiple companies — focus on consulting (Unsplash image) Are you a student or experienced professional looking to enter the consulting industry? Or do you already have multiple job offers and don’t know which one to accept? If so, this article is for you. Knowing exactly which firm you want to join is required

10 Fast-Moving Items You Should Always…
Running a sari-sari store in the Philippines means dealing with tight margins, limited space, and picky customers. That’s why it’s crucial to stock smart. This guide lists 10 fast-moving items that real vendors say they can’t afford to run out of — because customers buy them almost daily. Why Fast-Moving Items Matter Fast-moving items (or

10 Low-Cost Hobbies That Can Become…
We all have hobbies. Things we enjoy doing in our free time to unwind or fuel our passions. But did you know some of those hobbies can be more than just a way to pass time? They could actually turn into profitable businesses. I’ve been fortunate enough to dive into a few of these myself.

Index Funds Go Head to Head
If you’re balancing VTI vs. VOO, you’re probably looking at putting money into an index fund. That’s generally going to be a good decision. Index funds allow you to diversify your portfolio even if you don’t have much to invest, and even investment professionals often fail to pick stocks that beat the index performance. But