Welcome to My Smart Finance – Where Financial Wisdom Meets Smart Decisions.
Your journey to smarter savings, investments, and financial freedom starts here.
Emnify Launches Consumer eSIM Solution to
At My Smart Finance,
Naturally Intelligent
From budgeting to investing – My Smart Finance is your trusted guide to financial confidence.
My Smart Finance helps you make informed choices.
LATEST
10 Influencer Scams To Avoid If…
Have you ever scrolled through social media and thought, Wow, this person is making six figures a month, how do I get in on that? Same. Social media is flooded with people claiming they’ve cracked the code to overnight success, passive income, or early retirement. But here’s the truth: many of these so-called experts are
Sleepless in Kyiv: how Ukraine's capital…
Sleepless in Kyiv: how Ukraine's capital copes with Russia's nighttime attacks
How To Compute Your Product Price…
Isa sa pinaka-importanteng tanong ng bawat aspiring negosyante ay: “Paano ko iko-compute ang presyo ng produkto o serbisyo ko?” Madaling sabihin na dapat “may tubo” – pero paano nga ba ito gawin nang tama? Here’s a simplified step-by-step guide to help you set the right price for your product or service: 1. Alamin ang Total
Next Level
- Your Retirement Withdrawal Order of Operations
Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors: Retirement withdrawal strategies are one of the most common topics that you readers write to me about. You ask questions like: Which accounts and which assets should you withdraw first, and why? How does Social Security fit in? What … Read more - You don’t have to be afraid…
Advertiser Disclosure: rich & REGULAR is a member of affiliate marketing programs and may receive commission in exchange for promoting products and services. I [Julien] hate hotel gift shops. Every time I set foot in one, I can feel the insane price premium squeezing money out of me. One time, while visiting Florida, I’d completely forgotten to … Read more - Why Your Company May Be Struggling…
When it comes to the big world of business, times get hard. Not everything is going to go your way all of the time, and you’ve got to learn to be okay with that. Well, not okay with it per se, but you have to find ways to get through and make your business thrive … Read more - Why You Should Wake Up Early…
Since summer last year, I decided that I should wake up early. I read all the blogs about people who woke up early, and it just made sense to try it. All blogs stated that waking up early, meditating, affirmations, would all help you. They made it sound as if my life would magically change … Read more - Why U.S. Life Insurers Are Moving…
Between 2019 and 2024, a monumental financial transformation has quietly unfolded within the U.S. life insurance sector: approximately $800 billion in reserves have been shifted offshore. This staggering figure not only marks one of the largest capital reallocations in recent industry history but also signals a significant evolution in how insurers manage risk, capital, and … Read more
Just Dropped
What I’d Do Differently If I…
If I could go back to the beginning of my investment journey, there are a few key things I’d do very differently. Like many physicians, I started out excited and motivated. I wanted to build wealth, create freedom, and take better control of my financial future. But I also had no roadmap. I made some
What to Do If Your Mortgage…
Image Source: 123rf.com Seeing your mortgage payment surge 20% can feel like a punch to the gut, especially when you weren’t expecting it. A jump that large can derail your monthly budget and stress your family’s finances. But there’s a path forward—you’re not helpless. Understanding why the increase happened and knowing the right moves can
How I Made $5 in One…
NiceSurveys pays you to take surveys at home. Learn what I think of this site in my NiceSurveys Review. Want to make some extra money at home? If you’re like me, you probably like finding simple ways to make extra money in your free time. I have personally tried many online paid survey sites –…
Brittany’s sustainable master-planned retreats in Villar…
Tycoon Manny Villar has emerged as a defining force in Philippine urban development. His ambitious vision and legacy have given rise to Villar City, a sprawling 3,500-hectare megacity thoughtfully designed to meet the diverse demands of modern urban life. Villar City: The new center of gravity Villar City stands as a pioneering megacity designed around
5 Car Brands Still Relying on…
Automotive By Mr.choppers – Own work, CC BY-SA 3.0, Link Continuously Variable Transmissions, or CVTs, were once hailed as the future of smooth, fuel-efficient driving. But over time, many drivers have come to dread those rubber-band-like revs, sluggish response, and sky-high repair bills. While some automakers have begun phasing them out or offering alternatives, others
How self-centered shopping has made me…
I’ve changed the way I shop over the past few years. And although the shift has been subtle, I’ve found that I’m much happier with the things I buy. In the past, my approach to shopping was simple. If I wanted a new thneed, I would go to a store (or, with the advent of
TopStep Promo Code – Modest Money
Update 08/23/2024: Due to personal experiences with TopStep, we strongly recommend you consider these prop firms instead:Take Profit Trader – Save 50% with Coupon Code MODESTMONEYApex Trader Funding – Save 80% OFF Evals & One day Pass for a Limited Time with Coupon Code FXJEPTUV Over the past few months, I’ve had some eye-opening experiences
10 Best Small Business Checking Accounts…
Business banking is a little different from consumer banking. Our master list of the best online banks around is surprisingly short on business checking accounts with no monthly maintenance fees, minimum balance requirements, or monthly transaction limits. Also, most business bank accounts impose transaction limits and demand hefty minimum balances to waive high monthly maintenance
TopStep Discount Code – Modest Money
Update 08/23/2024: Due to personal experiences with TopStep, we strongly recommend you consider these prop firms instead:Take Profit Trader – Save 50% with Coupon Code MODESTMONEYApex Trader Funding – Save 80% OFF Evals & One day Pass for a Limited Time with Coupon Code FXJEPTUV TopStep Promo Code Update Hey everyone, just a quick update
RMDs + Sequence Risk = Retirement…
Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors: Paul wrote in and said: I’m years away from RMDs, but all the bad stuff that comes with them makes me worry…. Forced to withdrawal more than I need, withdrawal rates that start too high and just keep going