Welcome to My Smart Finance – Where Financial Wisdom Meets Smart Decisions.
Your journey to smarter savings, investments, and financial freedom starts here.
Emnify Launches Consumer eSIM Solution to
At My Smart Finance,
Naturally Intelligent
From budgeting to investing – My Smart Finance is your trusted guide to financial confidence.
My Smart Finance helps you make informed choices.
LATEST
10 Influencer Scams To Avoid If…
Have you ever scrolled through social media and thought, Wow, this person is making six figures a month, how do I get in on that? Same. Social media is flooded with people claiming they’ve cracked the code to overnight success, passive income, or early retirement. But here’s the truth: many of these so-called experts are
Sleepless in Kyiv: how Ukraine's capital…
Sleepless in Kyiv: how Ukraine's capital copes with Russia's nighttime attacks
How To Compute Your Product Price…
Isa sa pinaka-importanteng tanong ng bawat aspiring negosyante ay: “Paano ko iko-compute ang presyo ng produkto o serbisyo ko?” Madaling sabihin na dapat “may tubo” – pero paano nga ba ito gawin nang tama? Here’s a simplified step-by-step guide to help you set the right price for your product or service: 1. Alamin ang Total
Next Level
- Your Retirement Withdrawal Order of Operations
Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors: Retirement withdrawal strategies are one of the most common topics that you readers write to me about. You ask questions like: Which accounts and which assets should you withdraw first, and why? How does Social Security fit in? What … Read more - You don’t have to be afraid…
Advertiser Disclosure: rich & REGULAR is a member of affiliate marketing programs and may receive commission in exchange for promoting products and services. I [Julien] hate hotel gift shops. Every time I set foot in one, I can feel the insane price premium squeezing money out of me. One time, while visiting Florida, I’d completely forgotten to … Read more - Why Your Company May Be Struggling…
When it comes to the big world of business, times get hard. Not everything is going to go your way all of the time, and you’ve got to learn to be okay with that. Well, not okay with it per se, but you have to find ways to get through and make your business thrive … Read more - Why You Should Wake Up Early…
Since summer last year, I decided that I should wake up early. I read all the blogs about people who woke up early, and it just made sense to try it. All blogs stated that waking up early, meditating, affirmations, would all help you. They made it sound as if my life would magically change … Read more - Why U.S. Life Insurers Are Moving…
Between 2019 and 2024, a monumental financial transformation has quietly unfolded within the U.S. life insurance sector: approximately $800 billion in reserves have been shifted offshore. This staggering figure not only marks one of the largest capital reallocations in recent industry history but also signals a significant evolution in how insurers manage risk, capital, and … Read more
Just Dropped
Bank Transfer vs. Credit Card: What’s…
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. Here’s a fact: crypto traders will most certainly encounter stablecoins like USDT and USDC when dealing with cryptocurrencies. Stablecoins like USDT are known to match the value of the US dollar one-to-one, making them a useful transitional bridge between fiat currency like
Time to move into prime London…
How’s this for a contrarian opportunity? Prime London residential property. I’m thinking about flats and houses in South Kensington, Chelsea, Notting Hill, and Knightsbridge. Okay, you could easily spend £1m just to secure a very bottom-rung apartment near the Natural History museum – so perhaps ‘houses’ is a stretch for all but a handful of
Netflix uses generative AI in original…
Netflix has used generative artificial intelligence to create visual effects in one of its original TV shows for the first time, as part of a wider strategy to reduce production costs and accelerate timelines. The streaming giant revealed that AI technology was used to produce a complex scene in its new Argentine sci-fi drama The
The majority of Fortune 100 companies…
The age of remote work is coming to a close for the Fortune 100. For the first time since the pandemic, the majority of Fortune 100 companies now have a fully in-office policy for their employees, according to a new report from real estate company Jones Lang LaSalle Inc. (JLL). Compared to two years ago,
Petsecure Review: Is it Worth It?
Owning a pet can be expensive, especially if they have an accident or illness. With the high cost of veterinary care, more Canadians are purchasing pet insurance to avoid financially-crippling vet bills. In this Petsecure review, we’re covering one of Canada’s largest pet insurance companies. I’ll explain how their coverage works, including their deductibles, share
IRA, Social Security, income tax, and…
Photo credit: jb Most discussions about the timing of Social Security filing indicate that filing for Social Security benefits as late as possible is often the best way to go. However, this is not always the case, given that by filing earlier, you’re receiving the benefit (albeit at a reduced rate) for a longer period
How to Find the Best Dining…
The UK is a haven for food lovers, offering a diverse range of dining experiences, from cozy local cafés to high-end Michelin-starred restaurants. Whether you’re a local or a visitor, knowing where to find the best dining spots can elevate your culinary journey. Here’s a guide on how to discover the top places to eat
10+ ways to get 95% of…
A gift card can be a truly fantastic gift if you can use it in stores where you shop often. On the other hand, it’s not much use if the gift card is only valid for purchases in stores you don’t frequent or locations that aren’t near you. In this sort of situation, the best
7 Essential Things To Do When…
You know the feeling—you get that paycheck, and for a moment, everything feels like it’s falling into place. You breathe a little easier, maybe treat yourself, pay some bills, and then before you know it, you’re left wondering: Where did all the money go? Does wondering where all your money went feel? You’re not alone.
Vivant Foundation bags top award for…
Project Liadlaw, a solar energy and education initiative of Vivant Foundation, the CSR arm of Vivant Corp., won top award in the Education category of the 2025 CSR Guild Awards for its efforts to support learning in remote Indigenous Peoples (IP) and mountain communities without access to electricity. Organized by the League of Corporate Foundations