Welcome to My Smart Finance – Where Financial Wisdom Meets Smart Decisions.
Your journey to smarter savings, investments, and financial freedom starts here.
Emnify Launches Consumer eSIM Solution to
At My Smart Finance,
Naturally Intelligent
From budgeting to investing – My Smart Finance is your trusted guide to financial confidence.
My Smart Finance helps you make informed choices.
LATEST
10 Influencer Scams To Avoid If…
Have you ever scrolled through social media and thought, Wow, this person is making six figures a month, how do I get in on that? Same. Social media is flooded with people claiming they’ve cracked the code to overnight success, passive income, or early retirement. But here’s the truth: many of these so-called experts are
Sleepless in Kyiv: how Ukraine's capital…
Sleepless in Kyiv: how Ukraine's capital copes with Russia's nighttime attacks
How To Compute Your Product Price…
Isa sa pinaka-importanteng tanong ng bawat aspiring negosyante ay: “Paano ko iko-compute ang presyo ng produkto o serbisyo ko?” Madaling sabihin na dapat “may tubo” – pero paano nga ba ito gawin nang tama? Here’s a simplified step-by-step guide to help you set the right price for your product or service: 1. Alamin ang Total
Next Level
- Your Retirement Withdrawal Order of Operations
Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors: Retirement withdrawal strategies are one of the most common topics that you readers write to me about. You ask questions like: Which accounts and which assets should you withdraw first, and why? How does Social Security fit in? What … Read more - You don’t have to be afraid…
Advertiser Disclosure: rich & REGULAR is a member of affiliate marketing programs and may receive commission in exchange for promoting products and services. I [Julien] hate hotel gift shops. Every time I set foot in one, I can feel the insane price premium squeezing money out of me. One time, while visiting Florida, I’d completely forgotten to … Read more - Why Your Company May Be Struggling…
When it comes to the big world of business, times get hard. Not everything is going to go your way all of the time, and you’ve got to learn to be okay with that. Well, not okay with it per se, but you have to find ways to get through and make your business thrive … Read more - Why You Should Wake Up Early…
Since summer last year, I decided that I should wake up early. I read all the blogs about people who woke up early, and it just made sense to try it. All blogs stated that waking up early, meditating, affirmations, would all help you. They made it sound as if my life would magically change … Read more - Why U.S. Life Insurers Are Moving…
Between 2019 and 2024, a monumental financial transformation has quietly unfolded within the U.S. life insurance sector: approximately $800 billion in reserves have been shifted offshore. This staggering figure not only marks one of the largest capital reallocations in recent industry history but also signals a significant evolution in how insurers manage risk, capital, and … Read more
Just Dropped
What is Credit Card Piggybacking?
Credit card piggybacking is when you add someone else as an authorized user to help them improve their credit history and thus their credit score. Adding someone as an authorized user is free and they will see that credit line appear on their report, which can help improve it. Remember that the FICO credit score
Financial Peace University vs. True Financial…
Home » Debt » Financial Peace University vs. True Financial Freedom vs. Crown Financial MoneyLife I recently completed three of the top Christian financial education programs for churches: SeedTime’s True Financial Freedom, Dave Ramsey’s Financial Peace University, and Crown Financial’s MoneyLife. These popular programs all claim to help you get control of your finances from
New Gold Coins Norms Coming Soon:…
The decision comes amid rising gold prices, and stakeholder consultations on the proposal are expected to be completed soon. Some consumers may face issues when buying gold coins without the BIS hallmark. Image source: Pixabay/Representational
Financial Coaching vs. Budgeting Apps: Which…
You’ve decided to take control of your finances and know you need help, but where do you start? Both financial coaching and budgeting apps offer ways to help you gain control of your money, but they differ in their level of support. Budgeting apps are a convenient way to track your spending and plan for
Pay Off Debt Or Invest
Should you pay off debt or invest? Based on your financial situation, what would be the better option for you? What should you consider to arrive at the best decision? This is a common question, yet it is extremely difficult to answer. There is no straightforward answer because there are certain factors you need to
How to Navigate the Tariff Circus
– Quite accidentally, it looks like we timed our last talk about the stock market pretty darned well. Back in February 2025, the market put the perfect cap on a multi year climb before stepping onto the wild roller coaster we’re currently riding. Since then it has seen some of the steepest drops and recoveries
12 Best Places To Sell Crafts…
Do you want to know where to sell crafts and handmade goods? Maybe you have a hobby like knitting, making candles, painting, or jewelry, and now you’re wondering if there’s a way to turn it into a side hustle or even a full-time business. If you love crafting and DIY projects, then you may be…
Soracom IoT Platform Achieves SOC 2…
Soracom, Inc., today announced that it has successfully achieved System and Organization Controls (SOC) 2 Type 2 compliance, reinforcing its commitment as an IoT technology leader with the highest standards of security, availability, and confidentiality for customers operating at global scale. SOC 2 Type 2 is an auditing standard developed by the American Institute of
Een update na twee jaar radiostilte…
Tien updates sinds mijn laatste Medium blog Bijna twee jaar geleden schreef ik mijn laatste Medium blog. Ondertussen ben ik twee jaartjes ouder en is er veel gebeurd. Vandaag deel ik graag 10 updates met jullie. Op aanraden van een goede vriend ben ik gestopt met het schrijven van finance blogs. Volgens hem kon ik
Boost Your Score: Proven Strategies for…
There are countless reasons to work towards great credit. After all, good credit can help to open doors, from jobs to apartment living. However, understanding exactly how to achieve a good score isn’t always commonplace knowledge. If you’re looking to boost your credit score and want to learn the best tips to do just that,