Welcome to My Smart Finance – Where Financial Wisdom Meets Smart Decisions.
Your journey to smarter savings, investments, and financial freedom starts here.
Emnify Launches Consumer eSIM Solution to
At My Smart Finance,
Naturally Intelligent
From budgeting to investing – My Smart Finance is your trusted guide to financial confidence.
My Smart Finance helps you make informed choices.
LATEST
10 Influencer Scams To Avoid If…
Have you ever scrolled through social media and thought, Wow, this person is making six figures a month, how do I get in on that? Same. Social media is flooded with people claiming they’ve cracked the code to overnight success, passive income, or early retirement. But here’s the truth: many of these so-called experts are
Sleepless in Kyiv: how Ukraine's capital…
Sleepless in Kyiv: how Ukraine's capital copes with Russia's nighttime attacks
How To Compute Your Product Price…
Isa sa pinaka-importanteng tanong ng bawat aspiring negosyante ay: “Paano ko iko-compute ang presyo ng produkto o serbisyo ko?” Madaling sabihin na dapat “may tubo” – pero paano nga ba ito gawin nang tama? Here’s a simplified step-by-step guide to help you set the right price for your product or service: 1. Alamin ang Total
Next Level
- Your Retirement Withdrawal Order of Operations
Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors: Retirement withdrawal strategies are one of the most common topics that you readers write to me about. You ask questions like: Which accounts and which assets should you withdraw first, and why? How does Social Security fit in? What … Read more - You don’t have to be afraid…
Advertiser Disclosure: rich & REGULAR is a member of affiliate marketing programs and may receive commission in exchange for promoting products and services. I [Julien] hate hotel gift shops. Every time I set foot in one, I can feel the insane price premium squeezing money out of me. One time, while visiting Florida, I’d completely forgotten to … Read more - Why Your Company May Be Struggling…
When it comes to the big world of business, times get hard. Not everything is going to go your way all of the time, and you’ve got to learn to be okay with that. Well, not okay with it per se, but you have to find ways to get through and make your business thrive … Read more - Why You Should Wake Up Early…
Since summer last year, I decided that I should wake up early. I read all the blogs about people who woke up early, and it just made sense to try it. All blogs stated that waking up early, meditating, affirmations, would all help you. They made it sound as if my life would magically change … Read more - Why U.S. Life Insurers Are Moving…
Between 2019 and 2024, a monumental financial transformation has quietly unfolded within the U.S. life insurance sector: approximately $800 billion in reserves have been shifted offshore. This staggering figure not only marks one of the largest capital reallocations in recent industry history but also signals a significant evolution in how insurers manage risk, capital, and … Read more
Just Dropped
IRA, Social Security, income tax, and…
Many of us are covered by one or more types of defined contribution retirement plans, such as a 401(k), 403(b), 457, or any of a number of other plans. What many of these plans have in common is that they are referred to as Cash Or Deferred Arrangements (CODA), as designated by the IRS. These
Israel and Syria agree ceasefire as…
Israel and Syria agree ceasefire as Israel allows Syrian troops limited access to Sweida
7 Best Online Platforms To Sell…
Looking to start or grow your online business in the Philippines? With the booming e-commerce industry, selling your products online has never been easier. However, with so many platforms to choose from, it’s important to pick the one that best suits your product type, business goals, and target market. In this guide, we’ll explore 7
January 2020 Net Worth Update –…
This is my official Net Worth Update for January of 2020. Below are my actual numbers for ALL my investments and liabilities as of 01/01/2020. Detailed explanations and a quick summary can be found below. If you would like to see my previous months net worth posts, please visit my Net Worth Tracker. I
How To Afford a House These…
– The other day, an MMM reader stopped by and left the following comment on one of my older posts about the principles of FIRE: “While I still find some of MMM’s advice relevant, it seems like every FI blogger out there worked in tech 20 years ago, pulled down a 6 figure salary and
Why Some Inheritances Cause More Harm…
Image source: Unsplash When most people think of an inheritance, they imagine a gift of security—a final gesture of love intended to make life easier for those left behind. But the reality is far more complex. For many families, an inheritance doesn’t feel like a blessing at all. In fact, it can spark tension, resentment,
How to Buy a $1 Million…
Home » Insurance » Life » How Much Does A Million Dollar Life Insurance Policy Cost? Understanding the cost of a million-dollar life insurance policy can be pivotal in securing your family’s financial future. But have you ever wondered just how accessible or costly such a policy might be? Do you think a million-dollar term
How couples can have constructive conversations…
Today, the Get Rich Slowly summer of books concludes with an excerpt from Cashing Out: Win the Wealth Game by Walking Away from Julien and Kiersten Saunders. Julien and Kiersten are the power couple behind the rich & Regular blog and YouTube channel. The following excerpt from Cashing Out (published by Portfolio/Penguin) is used with
How to Prepare for a Job…
Interviewing for a job is one of my least favorite things in the world. My two best friends, including Andrew, love though. One thing that helped me get over the anxiety was learning how to prepare for a job interview. Typically, preparing for anything will help you get over your nerves a lot more quickly.
How DOGE Budget Cuts Could Impact…
On February 8, Russ Vought, a major contributor to Project 2025, was appointed as the acting director of the Consumer Financial Protection Bureau (CFPB). After Elon Musk publicly stated his intention to eliminate the CFPB on Friday, Vought sent an email Saturday night ordering that all employees and contractors cease activities. What is the Consumer