IRA, Social Security, income tax, and...
Feb 24th, 2025 by jblankenship. Photo credit: jb Employers have been giving us lots of opportunities to make this decision of late: when leaving an employer, whether voluntarily or otherwise, we have the opportunity to rollover the qualified retirement plan (QRP) such as a 401(k) from the former employer to either an IRA or a
Do I Need An Accountant Or...
If you’re starting a small business or side hustle, chances are you’ve asked yourself: “Do I really need to hire an accountant, or can I just learn bookkeeping on my own?” It’s a valid question – and the answer depends on your goals, budget, and how hands-on you want to be with your finances. Let’s
DEI Is Alive And Well at...
Diversity, Equity, and Inclusion are three words that are unfortunately getting political treatment—rather than practical treatment—in the court of public opinion now. People assume DEI practices at companies have somehow lost those companies money or customers, and yet I’ve seen no data to support these opinions, especially since corporate profits are at all-time highs. Many
How to Start Budgeting For Back...
Back to school expenses can be pricey and the season can come up fast. I’m from the Midwest where schools usually start back up after August 20th. But when we moved to the South, we realized our summers were shorter since schools start the first week of August here. Nevertheless, if you have kids who
The Retiree’s Financial Decathlon – The...
Peter Attia is a doctor, scientist, author, and all-around health advocate. His “Centenarian Decathlon“ is a framework that asks: “What 10 physical tasks do I want to be able to do at age 100?” Lofty stuff! From there, Attia works backward, identifying the strength, mobility, and endurance needed today to meet those goals in the
IRA, Social Security, income tax, and...
Photo credit: jb You’ve likely heard the conventional wisdom – “when you leave your job, you should roll over your retirement account”. You may know that it makes sense (or at least you assume it makes sense), but do you know why it’s important? And do you have the first clue as to how to
Affordable Business Ideas For OFWs Returning...
Coming home for good? Many OFWs dream of starting a business back in the Philippines—but don’t know where to begin. This 2025 guide is your starting point, featuring affordable business ideas that are low-risk, profitable, and designed for the Filipino homecoming hero. Why OFWs Should Consider Starting a Business Build financial security after years abroad
How To Prevent Theft from your...
Real Estate Investing in Indianapolis seems to be at an all time high. Local investors like myself, flippers, landlords, out of state investors and everyone else is wanting to get in on the action. Indianapolis is a great place to invest so I don’t blame them one bit. There is
IRA Contribution Limits for 2025, 2024,...
IRA contribution limits can change from year to year, and the max amount you can put in also depends on your age. The 2025 IRA contribution limits are below, along with the limits for 2024 and prior years. Note that no matter what, the amount you put in can’t be more than your taxable compensation
What To Do After A Natural...
When disaster strikes, the path forward can seem overwhelming. Whether you’re facing the aftermath of the California wildfires or recovering from record flooding, knowing where to turn for help is crucial in those first difficult days and weeks. This comprehensive guide brings together the most important resources to help you and your loved ones recover