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10 Influencer Scams To Avoid If…
Have you ever scrolled through social media and thought, Wow, this person is making six figures a month, how do I get in on that? Same. Social media is flooded with people claiming they’ve cracked the code to overnight success, passive income, or early retirement. But here’s the truth: many of these so-called experts are
Sleepless in Kyiv: how Ukraine's capital…
Sleepless in Kyiv: how Ukraine's capital copes with Russia's nighttime attacks
How To Compute Your Product Price…
Isa sa pinaka-importanteng tanong ng bawat aspiring negosyante ay: “Paano ko iko-compute ang presyo ng produkto o serbisyo ko?” Madaling sabihin na dapat “may tubo” – pero paano nga ba ito gawin nang tama? Here’s a simplified step-by-step guide to help you set the right price for your product or service: 1. Alamin ang Total
Next Level
- Your Retirement Withdrawal Order of Operations
Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors: Retirement withdrawal strategies are one of the most common topics that you readers write to me about. You ask questions like: Which accounts and which assets should you withdraw first, and why? How does Social Security fit in? What … Read more - You don’t have to be afraid…
Advertiser Disclosure: rich & REGULAR is a member of affiliate marketing programs and may receive commission in exchange for promoting products and services. I [Julien] hate hotel gift shops. Every time I set foot in one, I can feel the insane price premium squeezing money out of me. One time, while visiting Florida, I’d completely forgotten to … Read more - Why Your Company May Be Struggling…
When it comes to the big world of business, times get hard. Not everything is going to go your way all of the time, and you’ve got to learn to be okay with that. Well, not okay with it per se, but you have to find ways to get through and make your business thrive … Read more - Why You Should Wake Up Early…
Since summer last year, I decided that I should wake up early. I read all the blogs about people who woke up early, and it just made sense to try it. All blogs stated that waking up early, meditating, affirmations, would all help you. They made it sound as if my life would magically change … Read more - Why U.S. Life Insurers Are Moving…
Between 2019 and 2024, a monumental financial transformation has quietly unfolded within the U.S. life insurance sector: approximately $800 billion in reserves have been shifted offshore. This staggering figure not only marks one of the largest capital reallocations in recent industry history but also signals a significant evolution in how insurers manage risk, capital, and … Read more
Just Dropped
A Few Reminders To Myself When…
Over the past several years, my portfolio has grown considerably through a combination of good returns plus regular savings and contributions. These days, I’m comfortably in the Coast FI stage of my financial independence journey, where my portfolio is large enough that it should grow enough to cover my expenses at traditional retirement age, even
12 Free Crochet Sweater Patterns
Crocheting has been one of my favorite hobbies for years—there’s just something so satisfying about turning a ball of yarn into a cozy, wearable piece of art! Sweaters are especially fun to make, whether you’re crafting for yourself or as a gift. To share my love of crochet with you, I’ve rounded up 15 free
A Comprehensive Guide for 2025
In this article, I’m sharing step-by-step how to freeze your credit. I’m also answering common questions such as: What is a credit freeze Why freeze your credit How do you unfreeze your credit With data breaches and identity theft rising, everyone must learn how to tackle this important task. This guide contains everything you need
Why Your Company May Be Struggling…
When it comes to the big world of business, times get hard. Not everything is going to go your way all of the time, and you’ve got to learn to be okay with that. Well, not okay with it per se, but you have to find ways to get through and make your business thrive
IRA, Social Security, income tax, and…
Feb 24th, 2025 by jblankenship. Photo credit: jb Employers have been giving us lots of opportunities to make this decision of late: when leaving an employer, whether voluntarily or otherwise, we have the opportunity to rollover the qualified retirement plan (QRP) such as a 401(k) from the former employer to either an IRA or a
The Arizona Experiment!
– The thing that drew me to early retirement is freedom, and that’s still the best part of it. Back in 2005, the primary reason for this freedom-seeking was being able to devote my best hours to being a Dad – I had a feeling my career in tech would be too demanding to sustain
These 7 Beliefs About Work Are…
Image source: Unsplash Marriage and career have always shared a complicated relationship. We often assume that a strong work ethic automatically translates to a strong relationship, but the truth is far more nuanced. Today’s culture glamorizes hustle, long hours, and achievement at any cost. While ambition can be admirable, the beliefs we hold about work
Do I Need An Accountant Or…
If you’re starting a small business or side hustle, chances are you’ve asked yourself: “Do I really need to hire an accountant, or can I just learn bookkeeping on my own?” It’s a valid question – and the answer depends on your goals, budget, and how hands-on you want to be with your finances. Let’s
How To Keep Yourself Engaged and…
THIS POST MAY CONTAIN AFFILIATE LINKS. PLEASE SEE MY DISCLOSURES. FOR MORE INFORMATION. There are many rewarding experiences in running a financial advisory practice, getting a big signing, bringing out good results during market declines, making and implementing a new strategy. Even though it’s unpredictable, between your best periods it can sometimes settle into a
French Army Leaves Senegal, Ending Military…
France on Thursday formally handed back its last two military bases in Senegal, leaving Paris with no permanent army camps in either west or central Africa. Ending the French army’s 65 years in independent Senegal, the pull-out comes after similar withdrawals across the continent, with former colonies increasingly turning their backs on their former ruler.