Welcome to My Smart Finance – Where Financial Wisdom Meets Smart Decisions.
Your journey to smarter savings, investments, and financial freedom starts here.
Emnify Launches Consumer eSIM Solution to
At My Smart Finance,
Naturally Intelligent
From budgeting to investing – My Smart Finance is your trusted guide to financial confidence.
My Smart Finance helps you make informed choices.
LATEST
10 Influencer Scams To Avoid If…
Have you ever scrolled through social media and thought, Wow, this person is making six figures a month, how do I get in on that? Same. Social media is flooded with people claiming they’ve cracked the code to overnight success, passive income, or early retirement. But here’s the truth: many of these so-called experts are
Sleepless in Kyiv: how Ukraine's capital…
Sleepless in Kyiv: how Ukraine's capital copes with Russia's nighttime attacks
How To Compute Your Product Price…
Isa sa pinaka-importanteng tanong ng bawat aspiring negosyante ay: “Paano ko iko-compute ang presyo ng produkto o serbisyo ko?” Madaling sabihin na dapat “may tubo” – pero paano nga ba ito gawin nang tama? Here’s a simplified step-by-step guide to help you set the right price for your product or service: 1. Alamin ang Total
Next Level
- Your Retirement Withdrawal Order of Operations
Before the article, here’s what’s happening this week on our podcast, Personal Finance for Long-Term Investors: Retirement withdrawal strategies are one of the most common topics that you readers write to me about. You ask questions like: Which accounts and which assets should you withdraw first, and why? How does Social Security fit in? What … Read more - You don’t have to be afraid…
Advertiser Disclosure: rich & REGULAR is a member of affiliate marketing programs and may receive commission in exchange for promoting products and services. I [Julien] hate hotel gift shops. Every time I set foot in one, I can feel the insane price premium squeezing money out of me. One time, while visiting Florida, I’d completely forgotten to … Read more - Why Your Company May Be Struggling…
When it comes to the big world of business, times get hard. Not everything is going to go your way all of the time, and you’ve got to learn to be okay with that. Well, not okay with it per se, but you have to find ways to get through and make your business thrive … Read more - Why You Should Wake Up Early…
Since summer last year, I decided that I should wake up early. I read all the blogs about people who woke up early, and it just made sense to try it. All blogs stated that waking up early, meditating, affirmations, would all help you. They made it sound as if my life would magically change … Read more - Why U.S. Life Insurers Are Moving…
Between 2019 and 2024, a monumental financial transformation has quietly unfolded within the U.S. life insurance sector: approximately $800 billion in reserves have been shifted offshore. This staggering figure not only marks one of the largest capital reallocations in recent industry history but also signals a significant evolution in how insurers manage risk, capital, and … Read more
Just Dropped
The Next Wave of Business Transformation
The digital economy is reshaping industries, creating new opportunities, and challenging businesses to rethink their models. From trade finance to healthcare, technology is driving a wave of transformation. The speed at which digital tools and platforms are advancing means that businesses must adapt rapidly to remain competitive. Read on to explore the ways different sectors
Building an Emergency Fund : Your…
Creating a budget is great but the reality is that life throws curveballs. That’s where an emergency fund comes into play. From unexpected medical bills to car repairs, emergencies can derail your budget and leave you scrambling. That’s unless you’ve already spent time building an emergency fund – a financial safety net that catches you
DEI Is Alive And Well at…
Diversity, Equity, and Inclusion are three words that are unfortunately getting political treatment—rather than practical treatment—in the court of public opinion now. People assume DEI practices at companies have somehow lost those companies money or customers, and yet I’ve seen no data to support these opinions, especially since corporate profits are at all-time highs. Many
Consulting Case Interviews: How to Crack…
Are you considering a career in consulting? If so, it’s important to perform well during your case interviews. These interviews are part of the recruiting process of most consulting firms. Hopefully, the tips and tricks in this article can help you to land your dream job offer. Before diving into tips and tricks, 2 quick
How to Start Budgeting For Back…
Back to school expenses can be pricey and the season can come up fast. I’m from the Midwest where schools usually start back up after August 20th. But when we moved to the South, we realized our summers were shorter since schools start the first week of August here. Nevertheless, if you have kids who
How I Make $7,500/Month Selling Print-On-Demand…
This article may contain links from our partners. Please read how we make money for more info. Imagine making money while you sleep—without dealing with inventory, shipping, or even social media. That’s exactly what Emily, a former educator and busy mom of two, has done by selling print-on-demand gifts on Etsy. What started as a
Government scraps green taxonomy plan aimed…
The UK government has dropped a flagship plan to introduce a green taxonomy — a framework designed to standardise carbon emissions calculations and prevent companies from exaggerating their environmental credentials. The decision comes after a public consultation into the proposed policy, which would have required companies and investment funds to be more transparent and rigorous
How America can fast-track critical metals…
The 17 rare earth elements (REEs) are indispensable. They exhibit unique electromagnetic properties that make numerous technologies function—think smartphones, electric vehicles, artificial intelligence, humanoid robotics, advanced defense systems, and more. The Trump administration seems to understand this. Recent actions by President Donald Trump—including his executive order “Immediate Measures to Increase American Mineral Production” and his use
A Positive Spin On Living Stingy:…
Living stingy might not sound like the most glamorous lifestyle. In fact, most people associate the term with being cheap, skipping out on fun, or pinching pennies until they scream. But it doesn’t have to mean sacrificing joy or depriving yourself. It can be the gateway to financial peace, clarity, and freedom! At its core,
Marcos appoints ERC chairman
By Sheldeen Joy Talavera and Chloe Mari A. Hufana, Reporters PRESIDENT Ferdinand R. Marcos, Jr. on Thursday appointed Francis Saturnino C. Juan as the chairman and chief executive officer (CEO) of the Energy Regulatory Commission (ERC) effective Aug. 8. He replaces Monalisa C. Dimalanta, who submitted her “irrevocable resignation” last week. Palace Press Officer Clarissa